Find Owner Financed Homes In Birmingham

We are a local real estate company that offers our properties to deserving families with a reasonable down payment and the ability to pay a monthly payment comparable to rent.

The types of houses we tend to offer on our BIRMINGHAM Owner Financing Home Program include…

• 2 bedroom – 4 bedroom homes
• 1,400 – 2,500 square feet
• Updated kitchens and bathrooms
• Often times many upgrades

Each home is different, so there’s definitely the perfect home out there for you.

Our homes range in price from $39,900 to $79,900 and typically require a down payment of $3,000 to $10,000. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family.

It’s easier than you think – and we can help. The process is really pretty straightforward.

We finance the property for you with what is called a “land contract” or “contract for deed”. This is very common and every closing is handled by a state licensed attorney or authorized signing service, just like any other real estate transaction. So you can rest assured that everything is handled professionally.

You will also be responsible for the taxes and insurance just like any other homeowner. We can, however, escrow taxes and insurance for you if you like to help you budget for these expenses. Sometimes it is a requirement for approval.

One of the best things about buying a home this way is that you do not have to deal with banks and qualify based on your credit. You can start building equity right away and stop paying rent.

Step 1: Submit your info on this website to create a FREE account and let us know the type of house you’re looking for.

Step 2: We’ll look at your situation, the type of property you’re looking for, and show you your options here in BIRMINGHAM.

Step 3: View the local BIRMINGHAM homes that fit what you’re looking for.

We seek to only buy properties that are move-in ready or close to move in ready. For this reason, we do not typically make any improvements to the property prior to offering it to deserving families. All properties are sold “as is where is”. So it is the responsibility of the purchaser to make any necessary repairs and to inspect the property thoroughly prior to purchase. We recommend getting a home inspection prior to purchase.

Plus, as we acquire new properties each month, as long as you’re on our Owner Financing Home List, you’ll get email alerts with the latest properties available.